Terms of Use

1. Acceptance of Terms

These Terms govern your access to and use of Vaulto services, including Vaulto Note and Vaulto Cards (the "Service"). By creating an account, accessing, or using the Service, you agree to these Terms.

The Service is operated by Dmitrii Rusanov.

2. Eligibility and Accounts

You must be legally able to enter into a binding agreement to use the Service. You are responsible for all activity under your account and for keeping your credentials confidential.

You agree to provide accurate account information and to promptly update it when needed.

3. Service Description

Vaulto provides productivity and learning tools, including secure note-taking with optional AI-powered features, and AI-powered flashcards for language learning.

4. AI Services Disclaimer

The Service includes artificial intelligence (AI) features for transcription and text processing. AI technology is probabilistic and may produce incomplete or inaccurate output.

You are responsible for verifying the accuracy of any transcripts or summaries generated by the application.

5. User Responsibility & Encryption

You are responsible for maintaining the confidentiality of your password and credentials. For services like Vaulto Note, our zero-knowledge encryption architecture means your data is encrypted with keys derived from your password.

If you lose your password or encryption credentials, we have no technical means to restore access to your encrypted notes.

6. Acceptable Use

You agree not to misuse the Service, including by violating applicable law, interfering with system integrity, attempting unauthorized access, or using the Service to process unlawful content.

If your recordings or notes include data about other people, you are responsible for obtaining all permissions and legal bases required by applicable law.

7. Usage Limits, Pricing & Billing

Access to certain features (including transcription minutes, quotas, or model access) may be limited by plan, fair-use controls, technical constraints, or anti-abuse protections.

We may introduce, remove, or modify paid plans at any time, including changing prices, included transcription minutes, features, trial conditions, renewal terms, and billing intervals, to the maximum extent permitted by law.

Unless otherwise required by applicable law, fees are non-refundable and plan benefits have no cash value.

Where subscriptions auto-renew, you authorize recurring charges until cancellation. You are responsible for any taxes, duties, or similar governmental charges associated with your purchase, except taxes on our income.

For Android in-app purchases and subscriptions, billing is processed through Google Play Billing. Depending on storefront, product type, and applicable law, Google (or its applicable affiliate) or the developer may be treated as the seller/merchant of record. Payment processing is governed by Google Play terms, billing policies, and your Google account settings.

If your purchase is made through Google Play, you must manage subscription renewal and cancellation through Google Play. Refund requests for Google Play purchases should be initiated through Google Play, and may in certain cases be handled by the developer as permitted by Google Play policies and applicable law.

For Google Play purchases, pricing, taxes, currency, billing descriptors, localized storefront terms, and billing timing may be determined by Google Play and your storefront settings. If there is a conflict between these Terms and mandatory Google Play billing rules for in-app purchases, Google Play billing rules control for payment processing matters.

For Google Play subscriptions, automatic renewal, cancellation timing, refund eligibility, and subscription price-change notices are handled in accordance with Google Play terms and policies (including any required notice period and consent flow where applicable).

8. Service Changes and Availability

We may change, suspend, or discontinue any part of the Service at any time, with or without notice, including APIs, pricing, limits, and supported features.

We do not guarantee uninterrupted, secure, or error-free operation of the Service.

To the maximum extent permitted by law, we are not responsible for downtime, service interruptions, latency, degraded performance, data transmission failures, or unavailability caused by maintenance, internet/network issues, force majeure events, or third-party providers.

9. Intellectual Property and License

The Service, including software, branding, and related materials, is owned by Vaulto or its licensors and is protected by applicable intellectual property laws.

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to use the Service for its intended purpose.

10. Third-Party Services

The Service may depend on third-party infrastructure and providers (including payment processors and AI providers). We are not responsible for third-party services, products, or websites.

Without limiting the foregoing, payment transactions processed by Google Play are handled by Google's payment systems and subject to Google's own terms, policies, and operational decisions.

11. Disclaimer of Warranties

The Service is provided "AS IS" and "AS AVAILABLE" without any warranties of any kind.

To the maximum extent permitted by law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, non-infringement, and data accuracy.

12. Limitation of Liability

To the maximum extent permitted by law, we are not liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for loss of profits, revenues, data, goodwill, or business opportunities.

To the maximum extent permitted by law, we are not liable for:

• Errors or inaccuracies in AI-generated content.
• Data loss resulting from your loss of encryption keys/passwords.
• Service downtime, outages, degraded performance, latency, or failures of third-party infrastructure (including payment and cloud providers).
• Any indirect, incidental, or consequential damages.

Where liability cannot be excluded, our aggregate liability will not exceed the greater of: (a) amounts you paid us for the Service in the 12 months before the claim, or (b) USD $100.

13. Indemnification

You agree to defend, indemnify, and hold us harmless from claims, liabilities, damages, and expenses (including reasonable legal fees) arising from your misuse of the Service, your content, or your violation of these Terms or applicable law.

14. Termination

You are free to stop using the Service at any time. We reserve the right to suspend or terminate access if you violate these Terms.

15. Governing Law and Dispute Resolution

These Terms are governed by the laws of the Republic of Turkey, excluding conflict-of-law rules, except to the extent mandatory consumer-protection laws of your country of residence apply.

Unless non-waivable law provides otherwise, disputes must be resolved in the competent courts of Turkey. To the maximum extent permitted by law, disputes will be resolved on an individual basis and not as a plaintiff or class member in any purported class, consolidated, or representative proceeding.

16. Changes to Terms

We may update these Terms from time to time. Updated Terms become effective when posted (or on the date stated in the update). Your continued use of the Service after the effective date constitutes acceptance of the updated Terms.

Where required by applicable law, we will provide advance notice of material changes and any legally required right to reject those changes.

17. Contact

Operator: Dmitrii Rusanov

For any questions regarding these Terms, please contact us at: support@vaultonote.com